Terms of Use

These terms and conditions (these “Terms of Use”) govern your access to and use of [this website] and its pages and sub- domains, and such other URLs or domain(s) that we may, from time to time, designate as being parts of this website (this “Site”). We may post additional provisions regarding your access to and use of this Site on other areas of this Site, including our Privacy Policy and other guidelines or rules posted on this Site (collectively with these Terms of Use, this “Agreement”). You are responsible for reading all parts of the Agreement carefully and, where appropriate, obtain your own independent advice, before using this Site. By using this Site, you agree to be bound by the Agreement.

1. We reserve the right, at our sole discretion, to amend these Terms of Use (“Change” or “Changes”) at any time without notice to you. Any Changes will be effective immediately upon their publication on this Site. Accordingly, you agree that your continued access to and use of this Site after any Changes will constitute your agreement to be bound by those Changes.

2. We cannot and do not guarantee the availability of this Site at all times.

3. You are responsible for protecting against viruses and other destructive items. Your use of this website is at your own risk and it is your responsibility to take precautions to ensure that it is free from viruses or other items of a destructive nature.

4. This Site may include links and references to external websites and resources that are beyond our control. These links and references are provided for informational purposes and convenience only. We make no representations or warranties regarding the content, accuracy, availability, or suitability of the websites and resources accessed through these links. It is your responsibility to exercise caution and diligence when visiting external websites and utilizing any resources obtained through such links.

5. We do not provide financial advice or advice relating to games of chance or any other matters. The information and content on this site are provided for general informational purposes only and should not be construed as advice in any form. It is recommended that you seek independent professional advice regarding financial matters or any specific concerns you may have.

6. The probability calculators provided on this website are intended for informational purposes only. The output and results generated by these calculators are based on input data and the nature of the algorithm employed, and should not be considered as a guarantee of any specific outcome.

You acknowledge that the output of the probability calculators is a prediction and may not accurately reflect the actual probability or result. The calculations and predictions are subject to inherent limitations, including but not limited to data accuracy, completeness, and the assumptions made by the algorithms.

By using the probability calculators, you understand and accept that you are solely responsible for the interpretation and use of the output. You should not solely rely on the results provided by these calculators for making any important decisions, including but not limited to financial matters.

We make no warranties or representations, express or implied, regarding the accuracy, reliability, or completeness of the probability calculator results. We disclaim any liability for any damages or losses arising from the use or reliance on the output of the probability calculators.

It is recommended that you consult with qualified professionals or experts in the relevant field for personalized advice or further analysis based on your specific circumstances.

7. All content and materials available on this website, including but not limited to text, graphics, logos, images, videos, audio clips, and software, are the property of the Site or its licensors and are protected by intellectual property laws.

8. Youmust be at least 18 years of age, or the legal age of majority in your jurisdiction, to access or use this website. By accessing or using the website, you represent and warrant that you are at least 18 years old or of legal age of majority in your jurisdiction. If you are under the age of 18 or the legal age of majority, you are not authorized to access or use this website

9. By accessing and using this website, you represent and warrant that your use of the website does not violate any applicable laws or regulations. You further acknowledge and agree that your access to and use of the website is granted solely on the condition that it is not prohibited by the laws or regulations of your jurisdiction.

10. Users are granted a limited, non-exclusive, non-transferable license to access and use the content and materials on this website for personal, non-commercial purposes. This license does not permit the reproduction, distribution, modification, or creation of derivative works from any content or materials on this website, unless expressly authorized in writing by the Site.

11. By submitting or posting any content on this website, including but not limited to comments, reviews, or feedback, you grant this Site a worldwide, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content in any media.

These terms are effective as of 19th May 2023